Helping Small & Medium Businesses Employees
Better Benefits. Better Price.
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For Businesses
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For Individuals & Families
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For Brokers
Support your talent like never before.
- Healthcare Benefits For All
High-quality, affordable healthcare - More Choice, Better Plans, Best Cost
Offer unbelievably great health benefits at an affordable price - Innovative Plans
A new class of benefits you can’t find anywhere else - Increase Recruitment & Retention
Create a healthier, happier & more productive workforce - Free & Easy Benefits Management
We take care of everything for you
Finally, health benefits designed for you.
- Support
You work for yourself, we get your benefits to work for you - Custom Plans
Pay only for what you need and nothing more with the widest selection of plans - Major Savings
Members can save up to 60% and $10K a year - Peace of Mind
We help you find the right plan, at the best price, always - Real Benefits
Plans with mental health, $0 care, and the widest network available
Benefits your clients will love.
- Something for everyone:
Major Medical, Healthshare, Holistic, and Supplemental plans—tailored solutions for your book of business. - No participation rates. No barriers:
Individual plans without group health requirements. - Cut costs, not coverage:
Save 30%+ compared to BCBS renewals—$3,000-$4,000 saved per employee. - Boost Recruitment & Retention:
Healthier teams. Happier workplaces. - Work less, make more:
Get quotes in 24 hours. Simplified process, bigger rewards.
Unbelievably Better Benefits
Hear it from our members: There's lots to love.
EXP Realty
Jimmy N.
Jeff Levitan
What makes us
different
We strive to build our plans for everyday people and businesses who want to get back to doing the things they love.
We
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Clearwater offers health benefits for individuals, families, and small businesses nationwide
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Clearwater offers a full suite of health and benefit options
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Clearwater gets members into the right plan, at the right price, with total transparency—even if it’s not one of the company’s exclusive offerings
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Clearwater is its own search engine, broker, and third party administrator (TPA), offering Major Medical insurance plans and healthshare memberships you can’t find anywhere else.
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Clearwater’s consultative approach makes it easy to find, buy, use, and enjoy high-quality and affordable health plans.
Other
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Offer plans that may not be inclusive of all healthcare buyers
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May offer only one type of health plan leaving out access to other healthcare offerings, supplementals, and other types of benefits
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May lead with plans that are sales or commission-driven or only offer one type of health plan
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May help with only one aspect of the health and wellness ecosystem
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Plans that are cumbersome, challenging and exhausting
Unconditional Trust
We do whatever it takes to make sure that when life happens, those we serve keep moving. Our promise is that we will do whatever it takes to get you and your business into the right plan, at the right price, with total transparency - even if it’s not one of our exclusive offerings. We want you to be healthy: physically, mentally, and financially.
Trusted By
Frequently Asked Questions
To enroll in a ClearShare membership, only the primary member must have a Social Security Number. Dependents are not required to have a Social Security Number.
To enroll in a Major Medical plan, all members must have a Social Security Number.
No, you do not need a medical checkup to enroll, but you will be asked specific questions about your medical history on the enrollment form to ensure the membership or plan you are enrolling in will be a good fit for you.
Yes, you can enroll in dental and vision plans without bundling them with medical.