Helping Small & Medium Businesses Employees
Clearwater for Brokers
Healthcare your clients will thank you for.
Offer your clients unique benefits that go beyond traditional insurance plans, providing tailored solutions designed to meet their specific needs.
Why Offer Clearwater
Cut costs, not coverage.
Help your clients save big—Clearwater plans outperform legacy renewals by over 30%, saving $3,000 to $4,000 per employee on average.
Something for everyone.
We offer a full spectrum of healthcare solutions: Major Medical, Healthshare, Holistic, and Supplemental plans. With Clearwater, you can provide personalized, comprehensive options that fit every client’s unique needs—without the hassle.
No participation rates. No barriers.
We offer individual plans with no participation rate requirements, so you’re covered even if you don’t meet group health thresholds.
Work Less, Make More
Clearwater’s AI quoting process gets you rates in under 24 hours. Plus, with our comprehensive support and enablement tools, you’ll work less and earn more.
Introducing: Clearwater Elevate
Rewarding brokers to grow and succeed.
Are you seeking new and exciting opportunities to boost your earnings and expand your book of business? Clearwater has you covered.
Earn your usual commissions, plus revenue share and equity in Clearwater. Simply bring other brokers into Elevate!
Modern plans. Fit for any situation.
From individuals to small businesses, self-funded groups to healthshare members—our modern plans are designed to meet the unique needs of every client, providing flexibility and comprehensive coverage.
For Businesses
We empower businesses with robust benefits and cost savings, offering options traditionally reserved for larger corporations.
For Individuals & Families
Clearwater offers affordable, flexible health plans for individuals, families, and 1099 contractors.
Major Medical Insurance
Explore self-funded and level-funded plans tailored to fit both healthcare needs and budget.
Innovative Healthshare Plans
Our industry-leading ClearShare plans provide an affordable alternative, offering financial security at a lower monthly cost.
Send us an email to submit an RFQ today!
Our AI-powered underwriting delivers quotes in under 24 hours.
To get started, simply include your client’s census using this template, desired start date, and any current plan or renewal details.
Frequently Asked Questions
The typical terms range from 12/15 to 12/18 but can vary depending on the case. The group has full control over their preferences.
We provide savings through competitive premiums, renewal rates, member network cost-savings, care coordination, reduced churn, virtual primary care services, and customized plan designs.
We generally expect a 50% contribution from owners toward the plans.
Our carriers include Radion, ExcessRe, Arlo, BRM, Accurisk, TacticalRe, and Breckpoint Insurance.
Become a Clearwater Broker Today
Become a Clearwater broker and offer your clients modern, cost-effective healthcare solutions.
