Helping Small & Medium Businesses Employees
Healthshare
High-quality plans to fit
any budget
Healthshares are memberships where individuals share the costs of healthcare. It’s not insurance, but a cost-sharing community.
Healthshare Plans
Advanced + ClearShare
Enjoy low out-of-pocket costs for common services like doctor visits, prescriptions, and tests. Perfect for families looking to make the most out of their healthcare.
More about Advanced Plans
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Basic + ClearShare
Low costs for doctor visits and prescriptions, plus no visit limits or maximum payouts.
More about Basic Plans
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
HSA + ClearShare
This plan pairs an HSA-eligible minimum essential coverages (MEC) plan for day-to-day services with a healthshare membership.
More about HSA Plans
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
Email us -planhelp@clearwatersavings.com
ClearShare
ClearShare plans consist of a medical cost-sharing solution that can greatly reduce your out-of-pocket risk.
More about ClearShare Plans
Not sure which plan is right for you? Our quote tool can help you decide!
Plan comparison
Advanced + ClearShare
Basic + ClearShare
HSA + ClearShare
ClearShare
Preventive care visit
Free
Free
Free
Not shareable
Primary doctor visit
$20
$20
Full Price
Not shareable
Specialist doctor visit
$50
$50
Full Price
Not shareable
Urgent Care
$50
Free After Annual Max
Free After Annual Max
Free After Annual Max
Bloodwork
$10
Free after Annual Maximum
payment is met
payment is met
Full Price
Free after Annual Maximum
payment is met
payment is met
X-Rays
$50
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Imaging
$200
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Network
PPO / unrestricted
PPO / unrestricted
PPO / unrestricted
Unrestricted
24/7 Telemedicine
$0
$0
$0
$0
Virtual Mental Health
Care Coordination service
Plan comparison
Preventive care visit
Primary doctor visit
Specialist doctor visit
Urgent Care
Bloodwork
X-Rays
Imaging
Network
24/7 Telemedicine
Virtual Mental Health
Care Coordination service
Advanced + ClearShare
Free
$20
$50
$50
$10
$50
$200
PPO / unrestricted
$0
Basic + ClearShare
Free
$20
$50
Free After Annual Max
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
PPO / unrestricted
$0
HSA + ClearShare
Free
Full Price
Full Price
Free After Annual Max
Full Price
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
PPO / unrestricted
$0
ClearShare
Not shareable
Not shareable
Not shareable
Free After Annual Max
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Free after Annual Maximum
payment is met
payment is met
Unrestricted
$0
The annual max is the amount that you would pay for applicable services before the ClearShare community shares in medical expenses. If you have family members on the plan, they have to meet their own Annual Max until the overall Family Annual Max has been met.
Family Annual Max
Annual max tier:
$1000
Annual max tier:
$2500
Annual max tier:
$5000
Annual max tier:
$10,000
Member Only
$1000
$2500
$5000
Coming Soon!
Member + Children
$2000
$5000
$7500
Coming Soon!
Member + Spouse
$2000
$5000
$7500
Coming Soon!
Member + Family
$3000
$7500
$10000
Coming Soon!
Family Annual Max
Member Only
Member + Children
Member + Spouse
Member + Family
Annual max tier:
$1000
$1000
$2000
$2000
$3000
Annual max tier:
$2500
$2500
$5000
$5000
$7500
Annual max tier:
$5000
$5000
$7500
$7500
$10000
Annual max tier:
$10,000
Coming Soon!
Coming Soon!
Coming Soon!
Coming Soon!
How it works
The healthcare solutions we offer combine the most valuable benefits and supplemental insurance with the largest network at an affordable price:
- Save on fixed medical expenses
- Improve your network and benefits
- Reduce financial risk around accidents or illnesses
- Find a plan that provides for your unique situation
Unbelievably Better Benefits
Hear it from our members: There's lots to love.
I spent twelve weeks in the ICU. The bills mounted up to about two million dollars. The length of time I was in the hospital I would have been bankrupt. And because of (Clearwater Health), I survived that.
Terry H.
Clearwater Member
Jimmy N.
Clearwater Member
Clearwater Health took the time to listen and help us explore what would work best for us. Within two months, we had saved enough money through the plan we chose to cover the premium for one month.
Ashley A.
Clearwater Member
Better care. Better cost.
$10,000*
Average annual savings
PPO
Network upgrade
80%
Out-of-pocket savings
*Estimate is based on an average of annual data and will not apply to every individual customer.
Ready to get started?
Get a quote and get started on having Clearwater Health build the perfect health plan for you.
