We believe in better benefits for the masses

That’s why Clearwater is here to help, by getting you into the right plan - even if it’s not one of our exclusive offerings. Through our easy to use quote tool, we’ll ask some basic questions about the number of people in your household, estimated income, and any pre-existing conditions to help guide you into the right plan—in just under five minutes.

ClearShare is a great fit for individuals and families who are looking to lower their monthly costs and out-of-pocket expenses as much as possible. Because ClearShare is not your traditional insurance plan, we are able to keep the costs low by creating a membership-based program where the plan expenses are shared by all members in the eligible community. 

Some administrative work will fall on members and some limitations apply, as outlined in the Member Guidelines, however Clearwater even provides a care coordinator to help you navigate the complicated healthcare system. Together these guidelines keep costs low for the whole community.

In addition to health plans, Clearwater offers add-on plans to help round out the care you need. This includes the following supplemental insurance plans to help you build the perfect plan for you and your family:

• Vision - See yourself with great vision care with coverage for all of the vision essentials – annual exams, glasses, contacts, and more.
• Dental - This dental plan includes preventive, basic, major, and orthodontic coverage tiers, and features no waiting periods and flexibility.
• Critical Illness - In the event of an unexpected, sudden illness, you will receive a lump sum payment, allowing you to cover the costs associated with treatment.
• Accident - Accidents are unpredictable, but we’ve got you covered. Receive a lump sum to cover you in the case of any ER procedures. 
• Life - Enjoy the peace of mind that Voluntary Term Life provides, and your loved ones will value a benefit that can help guarantee a secure future if the unthinkable should happen.