Who We Serve

Reimagining Healthcare

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We're like the Costco of healthcare.

When you visit your favorite supermarket, you have choices. You can choose between several brands all in one place. What if you had the same freedom when shopping for health coverage?

With Clearwater, you can. We’ll help you find the right plan at the right price.

Plans For Everyone

1099s, individuals, families,
and brokers

No matter how or where you work, we have the health plans you’re looking for. From 1099s to W2s, from individuals to families, from small businesses to brokers, our plans cover everyone. Imagine a store with every health plan you can possibly want. We did. 

One-Stop Shop

Find the best possible plan, even if it’s not with us

Shop our full range of health plans and benefit options. We'll get you into the right plan at the right price, with complete transparency—even if it’s not one of ours. We're here to make sure you have the best coverage, no matter where it comes from.

Options On Options

Major medical, healthshares, and supplementals

We provide the widest range of healthcare options, including major medical insurance, healthshares, and supplemental plans. Need assistance? Our consultative approach makes it easy to find affordable, high-quality health plans. Let us help navigate your options with ease.

Helping Small & Medium Businesses Thrive

Discover how Clearwater help business owners realize better benefits with health plans that save employees $4,000 on average annually, cut out-of-pocket costs in half, help attract and retain top talent, and positively impact your bottom line.

Unbelievably Better Benefits

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Jeff Levitan
CEO, Bettr

My wallet and heart are full since joining Clearwater Health. When making the switch to Clearwater for better benefits for my husband who is diabetic, we lowered our deductible and will save $3,000 annually with our new plan. He is no longer tied down because of health insurance, and has a newfound freedom on his health and his life.

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Leslie T.
Realtor, United Real Estate Group
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Glenn Sanford
CEO, eXp Realty

It’s time to believe in better. We’re building an entirely new world of healthcare benefits.

At Clearwater Health we believe in a future where quality healthcare is not a privilege, but a right that is easily accessible to all businesses, regardless of size. For businesses seeking healthcare for their organization, it’s not about providing just any health plan, but one that is easy to find, buy and enjoy.  A plan that promotes wellness and strengthens your talent base.

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As a business, we know you are focused on your key imperatives, but what if healthcare could boost your employee satisfaction, retention and even drive the right talent to your business.  Having a robust healthcare plan is a testament to a business’s care for its team. It’s not just a perk, but a morale booster that fosters a sense of security and well-being among employees, significantly enhancing job satisfaction and retention rates.

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Made For Visionary Businesses

Made For Visionary Businesses

At Clearwater Health Benefits, we are driven by a profound belief that quality healthcare is a fundamental right, not a privilege. Our vision is to redefine the healthcare landscape by connecting our unique health plans with the vibrant business community, creating tailored plans that are accessible, comprehensive, and affordable, for all types of evolving workforces.

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Customized Healthcare
Solutions

We meticulously design health plans that align with the unique needs and budgetary considerations of your business opening doors to top-tier healthcare experiences.
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Exceptional Customer Support

Your journey towards better healthcare is supported by our dedicated team, ensuring a seamless and enriching experience from start to finish.
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We Are Invested In The Notion
Well-being

Our preventative care initiatives and holistic approach to well-being are investments in the long-term health and productivity of your team.

As a business, we know you are focused on your key imperatives, but what if healthcare could boost your employee satisfaction, retention and even drive the right talent to your business.  Having a robust healthcare plan is a testament to a business’s care for its team. It’s not just a perk, but a morale booster that fosters a sense of security and well-being among employees, significantly enhancing job satisfaction and retention rates.

All that and a bag of chips.

Your organization now has access to the largest selection of innovative benefits plans, at the best prices, with a dedicated benefits consulting team - all for zero cost.

  • The Smart Market:

    Wider selection with expert concierge support

  • Join The Revolution

    ClearShare healthshare

  • All-in-One

    Plans for your entire workforce

We’re a one-stop shop for comparing every single option.

Your company will have access to the largest selection of options and a complimentary Benefits Concierge to help your group find the right plan, fast and easy. We search every plan on HealthCare.gov, as well as other major medical plans, then compare them all for you, for free. And that’s just the beginning. You’ll also have access to a brand new class of benefit plans called ClearShare that offers benefits like never before.

We put all the pieces together.

We are our own search engine, broker, and third party administrator (TPA), offering Major Medical insurance plans and healthshare memberships you can’t find anywhere else. This has allowed us to create a single, cohesive system that offers significantly better customer service, innovative plans, and better pricing.

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ClearShare is a healthshare, a new class of medical cost sharing designed for the independent workforce. Rates are lower and benefits are better. It's not insurance, and we recommend evaluating whether ClearShare is a good option for your employees before exploring elsewhere.

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And, one for all. With Clearwater we not only cover your independent workers, but we are a full- service benefits agency that can provide all your benefits support and brokerage needs for your W2 employees as well.

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HOW IT WORKS

It’s now easier (and free-er) to offer your people the best healthcare benefits that support them and your bottom line.

Here’s what we do:

1
Custom plan
We create a custom, bespoke offering based on your exact needs.
2
White-label portal
We deliver a white-label portal, so the benefits come from your brand – all for $0 in new costs to you. Really. 
3
Ongoing support
We provide ongoing, industry-leading support for your organization and workforce.

Here’s how you benefit (from your new benefits):

Healthy workforce
The fastest way to create a healthier, happier, and more productive workforce.
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Improved performance
Improved recruitment, retention, and engagement. With $0 cost to you.
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More time for you
The ability to focus your attention back on building your company, knowing we’ve got you covered.

Ready to find the right health plan for you?

Find the right health plan for you, your family, or your business.

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